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    2010 Annual Conference and General Assembly

    from 05/10/2010 to 09/10/2010

    Accra, Ghana

    From October 5th to 9th, 2010, the Africa Microfinance Network (AFMIN) will organize its 9th Annual Conference on the theme "Access to Financial Services: Reaching the Poor and Excluded"....

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    Rural and Agricultural Finance
    The majority of the world’s poor live in rural areas. Yet most lack access to the range of financial services they need. Financial institutions seeking to work in rural areas face numerous constraints, such as poor infrastructure, dispersed demand, price and yield risks, and collateral limitations. Moreover, the main products of many microfinance institutions—short-term working capital loans with frequent expected repayments—may not be well-suited to longer-term agricultural activities, nor the resultant seasonalities in the cash flow of rural households.

    Not all rural finance is agricultural or microfinance and not all agricultural finance is rural. Yet, financial service providers offering rural finance (financial services used in rural areas by people of all income levels), microfinance (financial services for poor and low-income people), and agricultural finance (financing of agriculture-related activities, from production to market) often have overlapping objectives and opportunities. The clients served by microfinance are often the same clients or households that would benefit from increased rural or agricultural finance.

    The financial systems approach in micro and rural finance—which emphasizes a favorable policy environment and institution-building—has improved the overall effectiveness of rural finance interventions. But numerous challenges remain, especially in agricultural finance.
    Resources :
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    The Rural Finance Landscape: A Practitioner's Guide



    Mapping current practices, approaches and methodologies in rural finance

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    Rural Finance: Issues, Design, and Best Practices



    Rural finance: The past, the present and the future

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    A Comprehensive Guide to Agricultural Loan Product Design for Uganda's Rural Financial Intermediaries



    Pelrine, R. & Besigye, A., U.S. Agency for International Development, 2007 Helping lenders design a product that delivers maximum profit with minimum risk

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    Rural Finance: Recent Advances and Emerging Lessons, Debates, and Opportunities



    Nagarajan, G. & Meyer, R. L., Ohio State University - Rural Finance Program, 2005 How can rural financial service provision expand and become more effective?

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    Rethinking Rural Finance: A Synthesis of the 'Paving the Way Forward for Rural Finance Conference'



    Carter, M., Waters, E., Branch, B., Ito, L. & Ford, C., Broadening Access and Strengthening Input Market Systems, 2004 Constraints and programming solutions to expanding rural finance

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    Page : 1 2


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